Growing up, my father was the kind of man who believed in the power of a handshake. He believed that a man’s word was his bond, and trust was something earned, not given lightly. Dad drove the local bus for years and was known around town for being fair, kind, and hardworking. He taught me that integrity and honesty were the most important things in life, and that’s how I grew up—believing in people, trusting their word, and hoping for the best.
When I met my husband, Mark, I thought he was cut from the same cloth as my father. He came from a modest background, talked a lot about how much he respected people who worked hard, and always presented himself as someone you could rely on. In the early years of our marriage, I believed that we shared those same values—honesty, integrity, and trustworthiness. But I soon learned that not everything is as it seems.
About three years into our marriage, Mark started talking about wanting to open his own business. He had always worked in various odd jobs, but he said his dream was to run something of his own—specifically, a small construction company. I supported him fully, but there was a problem: we didn’t have the money to get it off the ground. We had savings, but it wasn’t nearly enough to cover the startup costs.
Mark seemed stressed for weeks. He would stay up late at night going over business plans, researching equipment, and figuring out how to make his dream come true. Then one night, he came up with what he thought was the perfect solution: he suggested asking my father for a loan.
At first, I was hesitant. My dad had worked his whole life, saved up his money for retirement, and I wasn’t sure how I felt about asking him to lend such a large amount. But Mark insisted. He said he just needed $30,000 to get started, and he promised he would pay it back as soon as the business became profitable.
I still wasn’t convinced, but Mark assured me this was his big break. He said, “Look, I wouldn’t ask if I didn’t believe in myself. I know I can make this business work, and I’ll pay your dad back, no problem.”
So, I agreed, and together we approached my dad. I explained that Mark had a solid business plan, and although my father was hesitant at first, he eventually agreed to loan us the $30,000. He didn’t even ask for a contract—just a handshake and a promise that Mark would repay him within two years. My dad trusted us, trusted me, and believed that Mark would keep his word. That was the kind of man he was, always putting faith in people.
The loan was made, and Mark dove headfirst into starting his business. He bought equipment, hired a small crew, and began taking on jobs. For a while, things seemed to be going well. The business started bringing in money, and Mark was proud of what he had built. He was busy, but I was happy that he was living his dream.
But as the months went by, something started to change. The business wasn’t growing as fast as Mark had hoped, and the profits weren’t as high as he’d projected. He started working longer hours, becoming more distant, and growing more irritable. Whenever I brought up the loan from my father and asked when we would start repaying him, Mark would brush me off with vague responses like, “Soon, don’t worry about it,” or “I’ve got it under control.”
Two years passed, and not a single dollar had been repaid to my father. I was starting to get anxious, especially since my dad had never once brought it up. I knew he trusted us to do the right thing, but it was becoming increasingly clear to me that Mark had no intention of paying back the loan anytime soon.
One evening, I decided to confront Mark directly about it. I told him we couldn’t ignore the loan any longer, that it was time to start paying my father back. But to my shock, Mark responded with something I never expected: “What loan?”
I froze. I thought I had misheard him.
“The loan,” I repeated. “The $30,000 my dad gave us for the business. It’s been two years, Mark. We need to start paying him back.”
But Mark just shrugged, as if it was no big deal. “There was no loan,” he said. “Your dad gave us the money as a gift. He never expected it back.”
I couldn’t believe what I was hearing. I knew that wasn’t true. My father had made it clear that it was a loan, not a gift. We had all agreed on that. But here was my husband, denying the deal ever happened. I felt like the ground had shifted beneath me.
I tried to reason with him, reminding him of the conversations we’d had with my dad, the promises he made. But Mark just dug in deeper, insisting that I was mistaken, that my father had never expected the money to be repaid. I knew he was lying, but I didn’t understand why. What had happened to the man I thought I knew?
Days turned into weeks, and Mark continued to deny the existence of the loan. I was stuck in the middle, torn between loyalty to my husband and the knowledge that my father had been wronged. I couldn’t stand the thought of my dad, who had worked so hard his whole life, losing $30,000 because of my husband’s betrayal.
Finally, I decided to confront my father. I sat down with him, heart pounding, and told him what had been happening. I expected him to be angry or disappointed, but to my surprise, he just smiled sadly and said, “I knew something was wrong, but I didn’t want to pressure you. I trusted Mark, but I also trust you. You’ll do what’s right.”
His quiet faith in me broke my heart. I knew then that I couldn’t let this go. I couldn’t let Mark get away with betraying my father’s trust, and I couldn’t let my dad lose that money without a fight. So, I came up with a plan.
I knew Mark’s biggest weakness was his pride. He loved the idea of being seen as successful, and he hated the thought of anyone knowing that he wasn’t doing as well as he pretended. So, I told him I was pregnant. It wasn’t true, of course, but I needed to push him into action. I told him we needed to start saving for the baby, that we couldn’t afford to keep delaying our financial obligations.
Mark panicked. Suddenly, he was scrambling to find money, selling off parts of his business, even borrowing from friends. He managed to come up with $50,000, thinking it was for our future child. But when he proudly showed me the money, I told him the truth.
I wasn’t pregnant. The money was going to my father to repay the loan, and the rest would be mine for the trouble he had caused.
Mark was furious, but there was nothing he could do. I handed the $30,000 to my father, and the remaining $20,000 I kept as compensation for the stress and heartache I had endured. I left Mark shortly after that, realizing that the man I had married wasn’t the person I thought he was.
In the end, my father got his money back, and I walked away from the marriage, wiser and stronger. The experience taught me a valuable lesson: trust is something that should never be taken for granted, and when someone breaks it, there are consequences. Mark may have thought he could lie his way out of the deal, but in the end, I made sure he paid the price.
My Boyfriend Ended Our Relationship and Gave Me an Invoice for All He ‘Spent on Me’
When Kyra discovers, by accident, that her boyfriend, Henry, has been cheating on her, she goes completely numb. Until he sends her an invoice for everything that he had ever spent on her. Fueled by her anger, Kyra fights back, exposing Henry for who he is and asking for her monetary rewards in return.
We’ve all heard of crazy boyfriend or ex-boyfriend stories—I mean, when I was in college, it was a common sleepover story.
I’ve heard of the boyfriend who wanted to taste everything his girlfriend ate—before she did. And an ex-boyfriend who demanded that his ex-girlfriend help him study for finals because it was her fault that he wasn’t able to concentrate.
But I didn’t expect my relationship to turn into one of those stories.
I had been dating Henry for two years. We had met in college at a party and after a night of drunken conversation over fries, we ended up dating.
Our relationship wasn’t perfect—in fact, over the course of it, we had broken up three times.
“Come on, Kyra,” Henry said. “We either get back together or we break up for good.”
It was the defining moment in our relationship because Henry was the one who wanted to call the shots. He wanted us to stay together, and I wanted us to call it a day.
Over the years, Henry and I had gotten into enough fights, motivating me to turn to therapy to help me cope with the stress of it.
“And yet,” my friend Brent said, “you still remain with him.”
It was just another ordinary Friday evening and Henry had come over to my place. We were going to eat pizza and watch series until we fell asleep.
A few hours into the evening, Henry had fallen asleep on the couch and I casually reached over to grab his phone to check the time.
But I was completely unprepared for everything that followed.
Just as I picked up Henry’s phone, his screen lit up with a text message from another girl.
Hey, babe! See you later or are we meeting tomorrow?
“Hey, who’s this?” I asked, nudging him awake and handing him the phone with a puzzled look.
Henry snatched the phone from my hand in a fury, his face clouding over.
“Kyra, why are you reading my messages?” he snapped, his tone defensive.
“I was just looking for the time,” I stammered. “My phone is on charge in the kitchen. I wasn’t snooping or anything.”
Henry stood up, took a swig of his now room-temperature beer, and paced around my living room.
“This is my private stuff, Kyra,” he accused. “You shouldn’t be looking at all.”
Before I could process what was happening, Henry began putting his shoes on, and then he made a final decision about our relationship.
“I think we’re done here. I can’t trust you anymore!”
And with that, he left my apartment.
Stunned, I watched him leave. We were over in the blink of an eye after two years.
I couldn’t understand if I felt relief or devastation. I would miss Henry, of course, but at the same time—I didn’t think that this was the worst thing.
Henry had been emotionally manipulating me for a long time, but I had felt a familiarity with him. And that had made it easier to stay with him.
It was the comfort of being with a familiar person, despite the heartache that came with them.
I could hear my mother’s words loud in my head.
“Kyra,” she would say, “You’re too smart to be playing a game like this. Let go of the dead weight. Henry has been nothing but dead weight since your first big fight.”
And she would be correct.
I decided to take a shower, I needed to lull my body into a sense of relaxation so that I could just let go and sleep.
And then it truly dawned on me—the reason for the breakup now was because I had caught Henry cheating on me. At first, I was too stunned. I was stunned by the fact that he had walked out on me.
But I finally managed to realize that he had actually been dating another woman. And had no idea how long it had been going on for.
The thought was too much for me to comprehend. I had so many questions running through my mind—how long had Henry been cheating on me? Who was the other person? What would have happened if I hadn’t found out?
The next few days were a complete blur—I felt a sense of relief knowing that I was untied to Henry. But at the same time, I felt hollow and a bit raw.
I found myself crying—not for Henry, but for myself. And through it all, I couldn’t understand why I was so upset.
While making a cup of tea, an email pinged on my laptop, signaling me to my desk.
It was from Henry.
Hoping for an apology, I opened it immediately—only to find a detailed bill listing every single expense that Henry claimed to have incurred on my behalf over the duration of our relationship.
Kyra, please make the payment soon. I need to move on, and you need to make things right with me. I cannot believe I wasted so much time and money on you.
I saw red—a hazy fury took over my sight. My head pounded, and my heart was ready to burst with the flood of feelings that were unleashed by Henry’s email.
“This is insane!” I screamed at the screen.
I shut off my laptop and made myself some soup. Henry and his delusional state of mind could wait. I wasn’t going to pay anything back. I was done with him.
As I cut up some garlic bread, I had an idea.
My friend, Brent, who hated Henry—was a lawyer and he loved a challenge.
“Hey, it’s me,” I said, calling him while I waited for the soup to get ready. “I’ve got a bit of a situation with Henry, and I think I need to hit back with something clever.”
Brent was intrigued. He chuckled and asked me to explain.
“Tell me everything, Kyra,” he said.
The next day, I met Brent at a coffee shop, where we planned on thinking up the next step where I could get back at Henry.
Brent ordered us coffee and pastries, while I pulled up the email from Henry.
As we laid out his claims against my emotional tolls—the late-night anxiety, the therapy costs—he burst out laughing.
“This is actually genius. Let’s draft up a counter-invoice.”
Our response was meticulously calculated, and I couldn’t help but feel a twinge of satisfaction sending it back to him.
This inspired me to start a blog about my journey of recovery and empowerment. To my surprise, the blog resonated with many, and soon, a publisher reached out with an interest in turning my experiences into a book.
On the other hand, Henry’s pursuit for repayment dwindled, especially once he realized the potential public fallout and legal ramifications.
“I cannot believe that you did that, Kyra,” Henry said. “People are messaging me constantly now. Why would you embarrass me like that? Why would you post the invoice I sent you? You owe me!”
I sat in front of the TV and let Henry vent on speaker.
I had absolutely no intention of explaining myself. My blog did expose him—and sure, I did post the invoice. But it was my way of healing through the entire ordeal.
But as always, Henry had to make it about himself. He commented on some of the blog posts, stating that I was yet to pay him for everything.
In reply, other readers let him have it—calling him out on his selfishness.
When Brent came over for dinner, he sat down and chuckled.
“Looks like Henry got the message,” Brent said. “He has dropped all demands. It seems like he just didn’t want to risk any further exposure.”
In the end, not only did I manage to counter his pettiness with strength, but I also carved out a new path for myself.
This wasn’t just about a breakup recovery—it was a rebirth.
What would you have done?
Leave a Reply