My Late Mom Left Me a Trust Fund, but My Dad Took Money from It for His Stepdaughter — I Finally Retaliated

My mom was my everything, and when cancer took her, she left me memories and a lifeline — a trust fund meant for my future. When my dad greedily started using it for his stepdaughter, it felt like he was erasing Mom’s memory piece by piece. I couldn’t let him take what was left of her or me.

There’s this thing about losing someone you love — you carry the weight of it forever, even if it doesn’t show. I lost my mom to breast cancer when I was ten. One day, she was there, brushing my hair and humming to some old rock song, and the next, she was gone. Just like that.

A grieving young woman mourning before a loved one's grave | Source: Freepik

A grieving young woman mourning before a loved one’s grave | Source: Freepik

I remember our last conversation like it was yesterday. She was sitting on her hospital bed, her fingers weakly running through my hair.

“Promise me something, baby girl,” she whispered.

“Anything, Mom,” I said, trying to hold back my tears.

“Promise me you’ll never let anyone dim your light. You’re so special, Iris. So incredibly special.”

A sad woman sitting on a hospital bed | Source: Pexels

A sad woman sitting on a hospital bed | Source: Pexels

She didn’t leave me with much — just a few photos, the smell of her favorite vanilla perfume lingering on her scarves, and a trust fund she set up for me before she passed.

“This is for Iris,” she’d told my dad and my grandparents. “For her education and her future. Promise me she’ll always have it.”

They promised. My dad promised too. But promises don’t mean much when someone’s not around to hold you to them.

A trust agreement on a table | Source: Midjourney

A trust agreement on a table | Source: Midjourney

My dad remarried two years later. His new wife, Marianne, came with her own baggage: a twelve-year-old daughter named Emily.

I didn’t mind at first. Mom was gone, and I thought maybe this could be a new chapter.

But I quickly learned how things would work in our house: Emily first, Marianne second, Dad somewhere in the mix, and me? Not even in the picture!

An annoyed girl | Source: Pexels

An annoyed girl | Source: Pexels

It started small. Once, our fridge and shower broke at the same time. Dad took money from the trust fund without my permission to fix them.

“I’ll pay it back,” he said like it was no big deal. A week later, he bought Emily a MacBook for her birthday. On mine? A $100 gift card.

It wasn’t the money — it was the message.

Over the years, he kept dipping into the fund for car repairs, home renovations, and things that had nothing to do with me. “It’s just temporary,” he’d always say. But the withdrawals kept piling up, and the “temporary” excuses wore thin.

A frustrated teenage girl | Source: Pexels

A frustrated teenage girl | Source: Pexels

By the time I got to college, I didn’t need the money for tuition because of my scholarship. That didn’t stop him from finding new ways to use it, though. Every time I brought it up, he brushed me off. “Don’t stress, Iris. It’s safe.”

Safe. Right.

“You understand, don’t you, Iris?” That’s what he’d always say when something I needed got pushed aside for Emily. New clothes for her pageant? Sure. My vacation? Maybe next year. It stung, but I swallowed it down.

But the swallowing got harder.

I’ll never forget the day I realized how much of Mom’s trust fund was gone. It was late one night during my final year of college. I’d overheard Emily talking to her friends about how “Daddy” was covering the cost of her new car. My stomach twisted as I thought about the fund.

A delighted woman talking on the phone | Source: Midjourney

A delighted woman talking on the phone | Source: Midjourney

“Can you believe it?” Emily squealed through the thin walls. “A brand new BMW! Daddy said I deserve it for making it to nationals!”

My hands trembled as I sat at my desk, memories of Mom’s words echoing in my head: “This is for Iris. For her future.”

It had been years since I’d seen the account. My dad had told me not to “stress over it.” But now, something felt off, and I decided to check it.

I logged into the account, and my heart sank. The numbers didn’t make sense. Thousands were missing. Pageant fees. A water heater. Emily’s car. Every withdrawal was like a punch in the gut.

A woman using a laptop | Source: Pexels

A woman using a laptop | Source: Pexels

By the time I closed my laptop, my hands were shaking. This wasn’t just money. It was Mom’s legacy. She’d trusted Dad to protect it, and he’d drained it like it was his personal wallet.

I called my grandma the next morning.

“Sweetheart,” she said after I told her everything. “This has gone on long enough. You have to stand up to him.”

“I can’t breathe, Grandma,” I sobbed into the phone. “It feels like he’s erasing Mom piece by piece. Like he’s erasing ME.”

“Oh, my sweet girl,” she whispered. “Your mother would be furious right now. She fought so hard to make sure you’d be taken care of.”

“I know,” I cried, my throat tight. “I trusted when he said he’d put the money back. But he’s only been draining Mom’s hard-earned money.”

A worried older woman talking on the phone | Source: Midjourney

A worried older woman talking on the phone | Source: Midjourney

“Your mother was a fighter,” Grandma added. “And so are you. It’s time to show them that.”

“I will when the right time comes,” I said, my heart heavy as I hung up.

It all came to a head a week later. Graduation was around the corner, and I was finally ready to celebrate after four years of sleepless nights and busted printer deadlines. I called Dad and told him I was graduating on December 20th. I could hear the pause on the other end of the line, long enough for my stomach to drop.

A woman calling her father | Source: Midjourney

A woman calling her father | Source: Midjourney

“Oh, December 20th?” he said finally. “That’s when Emily’s pageant is. We’ve already made plans.”

“You’re missing my graduation for a pageant?”

“Ah, c’mon, Iris. Graduation’s not a big deal. You’ll have more of those. But this pageant? It’s her chance to shine.”

I didn’t even realize I was gripping my phone so hard until my fingers started to hurt. “You’re kidding, right?”

A woman engrossed in a phonecall | Source: Pexels

A woman engrossed in a phonecall | Source: Pexels

I heard Marianne chime in, her tone dripping with condescension from the background. “Don’t be selfish, Iris. Graduations happen all the time. Emily’s pageant is once-in-a-lifetime.”

“Selfish?” I spat. “Dad, this isn’t about being selfish. This is about you choosing Emily over me. Again.”

“That’s not fair —” he protested.

“Not fair? You want to talk about fair? When was the last time you chose me? When was the last time you even saw me?”

A man on a phonecall | Source: Midjourney

A man on a phonecall | Source: Midjourney

“Of course I see you, Iris.”

“No, you DON’T!” The words burst out of me like a dam breaking. “You see Emily. You see her pageants and her dance recitals and her EVERYTHING. But me? I’m just the ghost in the corner. Mom’s leftover that you don’t know what to do with.”

“Iris, that’s enough!”

“No, it’s not enough! It’s never been enough!” I cried, years of hurt pouring out. “Do you know what Mom’s last words to me were? She made me promise not to let anyone dim my light. But you’ve been doing exactly that for years, Dad. Years!”

A furious woman talking on the phone | Source: Pexels

A furious woman talking on the phone | Source: Pexels

He sighed like I was being unreasonable. “We’ll celebrate when we’re back. I promise.”

The word “promise” hit me like a slap. “Your promises don’t mean anything anymore,” I whispered. “They haven’t since Mom died.”

I hung up without saying goodbye. My grandparents, at least, showed up for my graduation. Seeing their proud faces in the crowd made the day feel a little less lonely. They hugged me so tightly afterward, reminding me that someone still cared. I was happy, but I had one last thing to do.

A heartbroken woman | Source: Midjourney

A heartbroken woman | Source: Midjourney

The next day, I walked into Dad’s office with the account statements in hand. My stomach was doing backflips, but I couldn’t let that stop me.

“We need to talk,” I said, shutting the door behind me and dropping the papers on his desk.

Dad looked up from his computer, frowning. “What’s this?”

“The trust fund statement. Mom’s trust fund. The one you’ve been draining for years.”

His face paled, but he tried to play it off. “Iris, come on. Everything I’ve spent was for the family. You’ve never needed it. You had a scholarship.”

“That money wasn’t for the family,” I cut in. “It was for ME. For MY future. And you spent it on Emily. Don’t even try to deny it. The statements don’t lie.”

A stack of documents on a table | Source: Midjourney

A stack of documents on a table | Source: Midjourney

“You don’t understand what it’s like,” he stood up, his voice rising. “Being a father, trying to blend two families —”

“And you don’t understand what it’s like watching your father erase every trace of your mother!” I shot back. “That money was the last thing she could give me, and you treated it like your personal ATM!”

He leaned back in his chair, his jaw tightening. “I did what I had to do.”

“No,” I said, standing my ground. “You did what was convenient for you. And now you’re going to pay it back. Every penny.”

His laugh was bitter. “And if I don’t?”

“Then I’ll sue you.”

A woman crossing her arms and pointing her finger at someone | Source: Pexels

A woman crossing her arms and pointing her finger at someone | Source: Pexels

The room went silent. For the first time in my life, I saw real fear in his eyes.

“You wouldn’t,” he said finally.

“Mom always said I had her backbone,” I replied. “Maybe it’s time you remembered that.”

The fallout was as messy as I expected. My stepmom and stepsister called me, yelling through the phone. “How could you do this, Iris?” Marianne’s voice was shrill like I had personally burned their house down.

“Do what?” I said, gripping my phone tighter. “Stand up for myself? Demand the respect I’ve never gotten from you people?”

An annoyed senior woman | Source: Midjourney

An annoyed senior woman | Source: Midjourney

“Don’t make this about you,” she snapped. “You’re punishing us because we couldn’t be in two places at once. You know how much Emily’s pageant meant to her!”

“And my graduation didn’t mean anything to you,” I fired back. “I’ve had enough, Marianne. I’m done.”

“How dare you? After everything we’ve done for you?”

“Done for me?” I laughed hollowly. “What exactly have you done except try to replace everything about Mom?”

A young woman laughing | Source: Midjourney

A young woman laughing | Source: Midjourney

“I tried to be a mother to you!”

“No,” I snapped. “You tried to erase my mother. There’s a difference.”

She called me a “selfish” brat. But I didn’t back down.

Under the U.S. law, she and Dad had no leg to stand on. My grandparents helped me draft the legal documents, and by the time I handed them over, Dad knew he was out of options.

A month later, the money was back in my account. They’d taken out loans to do it, but that wasn’t my problem. I moved out the next week and settled into my grandparents’ house temporarily. It felt good to be somewhere warm and safe for once.

A woman with a suitcase and bag | Source: Pexels

A woman with a suitcase and bag | Source: Pexels

“You’ve always been stronger than you think, Iris,” Grandma said one night as we sat on the porch. She wrapped her cardigan around my shoulders, and it smelled like Mom’s vanilla perfume.

“I didn’t feel strong,” I admitted, staring at the stars. “I just felt angry.”

“Sometimes, anger is what we need to get moving,” she said with a smile. “Your mother… she knew this might happen, you know. That’s why she made us promise to watch over you.”

“She did?”

“Oh yes. She said, ‘My Iris might bend, but she’ll never break.’ She knew exactly who you were, sweetheart.”

I handed her a check the next day, a portion of the repaid money. She tried to refuse it, but I insisted. “You and Grandpa have done more for me than anyone else ever has. Please. Let me do this.”

A woman holding a check | Source: Midjourney

A woman holding a check | Source: Midjourney

She hugged me so tightly that I thought I might break. “We’re so proud of you. And your mom… oh, she would be over the moon.”

With the rest of the money, I enrolled in grad school and got my own apartment. It wasn’t fancy, but it was mine.

One night, as I unpacked some boxes, I came across an old photo of Mom and me. She was holding me in her lap, her smile soft and warm.

“I did it, Mom,” I whispered, running my fingers over the photo. “I kept my promise. I didn’t let them dim my light.”

A woman holding an old photograph | Source: Midjourney

A woman holding an old photograph | Source: Midjourney

My phone buzzed with a message from Dad. But I didn’t open it.

Instead, I texted Grandma: “I think I’m finally free.”

Her reply was immediate: “You are, sweetheart. You are. Your mother is probably dancing in heaven right now.”

I set the phone aside and smiled, my eyes misty. For the first time in years, I felt like I was finally living for me. Living how Mom had always wanted me to… bright and unafraid.

An emotional young woman | Source: Midjourney

An emotional young woman | Source: Midjourney

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

Meghan Markle, 42, Sees Herself as Princess Diana’s ‘Heir’: Royal Expert Explains the Sign

In the realms of royalty and celebrity, few figures have captivated the public imagination as deeply as Princess Diana and Meghan Markle. Now, a royal expert has weighed in on Markle’s mindset.

Since the beginning of her relationship with Prince Harry, Meghan Markle has been heavily scrutinized by the public. Some have compared her to Princess Diana and others have said she could never measure up to her late-mother-in-law.

Princess Diana during a trip to Canada in May 1986 | Source: Getty Images

Princess Diana, a beacon of compassion and a disruptor of the traditional royal protocol, left a legacy of humanitarian work and personal vulnerability that reshaped the British monarchy.

Markle, an American actress turned Duchess of Sussex, has carved her own path, challenging norms and facing intense scrutiny while navigating her role within the same institution.

Recently, Markle, at the age of 42, embarked on a new venture, launching her lifestyle brand, American Riviera Orchard. This move, rich in ambition and personal expression, has reignited conversations about her connection to Diana’s legacy, stirring insights from royal experts and evoking varied reactions from the public.

American Riviera Orchard represents Markle’s latest step in crafting a life that merges public influence with private entrepreneurial ambition.

The brand, which will offer an array of homewares products, signifies her commitment to creating a legacy that transcends her royal title.

Meghan Markle as seen in a March 14, 2024 YouTube post | Source: Youtube.com/@pagesix

Notably, the brand’s launch coincided with The Diana Award ceremony, a decision that royal expert Tom Quinn suggests is no mere coincidence.

According to Quinn, Markle sees herself as “Diana’s heir,” a woman who, like her late mother-in-law, faces the media’s glare but strives to leverage her platform for personal and broader societal gain.

However, this alignment with Diana’s legacy has sparked debate, with some viewing it as a respectful nod to the past, while others criticize it as capitalizing on royal connections.

Princess Diana at her home, Highgrove House, in Doughton, Gloucestershire, 18th July 1986 | Source: Getty Images

The parallels drawn between Markle and Princess Diana are not new. Prince Harry himself has often highlighted the similarities between the two most influential women in his life.

In their Netflix documentary series, “Harry & Meghan,” Harry emphasized Markle’s compassion, empathy, and warmth, traits he deeply associates with his mother.

Meghan Markle and her son, Archie, at the Tutu Legacy Foundation in Cape Town on September 25, 2019 | Source: Getty Images

This comparison extends beyond personality traits, touching on their shared experiences with media scrutiny and their desire to use their public platforms for advocacy and change.

In an excerpt from the documentary, Prince Harry recalled a night when he and Meghan were staying in a room at Buckingham Palace following a royal engagement.

Although most royal family members were there, including his grandmother, Queen Elizabeth II, the person the media chose to portray on the front page was Markle.

Queen Elizabeth II, Meghan Markle, and Prince Harry at Buckingham Palace as the Royal family attend events to mark the Centenary of the RAF on July 10, 2018 in London, England | Source: Getty Images

Many royal fans accused Markle of trying to steal the spotlight from other royals, but Prince Harry clarified that the media chose who they put on the front page, not the royals.

Yet, this connection to Diana’s legacy is a double-edged sword, offering both a source of inspiration and a potential point of contention within and outside the royal family.

Critics argue that Markle’s business endeavors, particularly the timing of her brand’s launch, reflect a calculated move to align her image with Diana’s enduring influence.

Princess Diana Serpentine Gallery, London, in June 1994 | Source: Getty Images

This perspective suggests a complex navigation of personal ambition and public perception, where every decision is scrutinized for its authenticity and respect for royal traditions.

Yet, supporters see Markle’s actions as a continuation of Diana’s legacy, a way of honoring her memory by embodying the same spirit of independence and social consciousness.

The launch of American Riviera Orchard, therefore, is more than just the introduction of a new brand. It’s a statement of identity and purpose from Markle, a declaration of how she wishes to be seen and remembered.

By aligning her entrepreneurial ventures with Diana’s legacy, Markle is carving a space where her work can be both personally fulfilling and beneficial to others.

Meghan Markle greets Yuliia 'Taira' Paievska during the Swimming Medals Ceremony during day seven of the Invictus Games Düsseldorf 2023 on September 16, 2023 in Duesseldorf, Germany | Source: Getty Images

However, the path she navigates is fraught with comparisons and expectations, where her every move is seen through the lens of her late mother-in-law’s shadow.

As Markle continues to build her brand and define her public persona, the conversation around her connection to Princess Diana’s legacy is unlikely to wane.

The move to start a business comes at the same time as Markle carving out her identity on hers and her husband’s new website. We previously reported that the pair launched a new website in which Markle altered her publicly-used name.

As Prince Harry and Markle launched the new website, they transitioned from the Sussex Royal URL handle to simply Sussex. Despite stepping back from official royal duties, they continue to use their titles. The website includes a section designed to offer the public more insight into their lives and work.

Notably, Meghan’s page introduces her using only her first name, omitting her family name. This decision reflects a common practice among British Royals, who are frequently referred to by their first names and titles.

Prince Harry and Meghan Markle at The Sunken Gardens at Kensington Palace on November 27, 2017 | Source: Getty Images

Meghan’s narrative on the site includes her upbringing, painting a picture of her journey from a young South California girl to the influential figure she is today. The page also featured her advocacies for women, mental health, gender equality, and family care.

Meghan’s impact and recognition are also highlighted through her inclusion in various world rankings, marking her as a notable figure on the global stage.

Now residing in California as a mother of two, Meghan and Harry have embarked on a new chapter away from their roles as senior members of the British Royal Family.

Their children, Prince Archie and Princess Lilibet, whose names are emblematic of their continued connection to Harry’s heritage, are a significant part of their lives in America.

Following their move, the couple launched the Archewell Foundation and introduced the podcast “Archetypes,” initiatives that underline their ongoing commitment to public service and discourse.

Meghan’s details are available on the Royal Family’s official website, though it offers limited information about her advocacies and activities.

It mentions that she and her husband have stepped back as senior members, stating, “The Duchess will continue to support various charitable causes and organizations that align with her longstanding interests, including the arts, education access, women’s support, and animal welfare.”

Recently, in light of King Charles’ recent cancer diagnosis, Prince Harry returned to London to be by his father’s side. However, Meghan Markle decided to stay in America during this period.

The reasons behind Meghan’s choice to remain in America, while not confirmed were revealed by the King’s former butler, Grant Harrold.

“Meghan made the decision that it was best to stay home with the children, and maybe she feels that this is something Harry has got to do alone,” he said. “It’s his father. She’s aware of the close relationship and probably encouraged him to come over.

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